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Life & Disability Insurance

Short-Term Disability Insurance - provided at no cost to you

ATOMIC provides Short-Term Disability Insurance through The Standard to help replace a portion of your income if a non-work-related illness or injury keeps you from working.

  • Benefit: 60% of your salary, up to $1,500 per week

  • Benefits Begin: 1st day for an accident; 8th day for an illness

  • Benefit Duration: Up to 26 weeks

  • Your Cost: $0. ATOMIC pays 100% of the premium

  • Coverage is available to full-time employees working 30 or more hours per week.

Important: Short-Term Disability applies to non-work-related injuries or illnesses. You are not eligible to receive Short-Term Disability benefits while receiving workers' compensation benefits.

 

Life & AD&D Insurance - provided at no cost to you

ATOMIC provides company-paid Life and Accidental Death & Dismemberment (AD&D) Insurance through The Standard to help provide financial protection for you and your loved ones.

  • Benefit: 1x your annual salary, up to $50,000

  • AD&D Coverage: Included

  • Your Cost: $0. ATOMIC pays 100% of the premium

  • Coverage is available to full-time employees working 30 or more hours per week.

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Keep Your Beneficiary Up to Date

It's important to review your beneficiary information, especially after a major life event such as a marriage, divorce, birth, or death in the family.

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Filing a Short-Term Disability Claim

If you need to file a disability claim, the process involves ATOMIC, you, and your physician:

  1. Contact HR first. ATOMIC completes the Employer's Statement and submits it to The Standard Benefit Administrators.

  2. Complete your portion of the claim form. Your treating physician will also need to complete the Attending Physician's Statement.

  3. Submit the completed information to The Standard Benefit Administrators:
    PO Box 5031, White Plains, NY 10602
    Phone: 1-800-426-4332
    Fax: 1-800-378-8361

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Questions?

Disability & Life Coverage
The Standard: 1-800-628-8600

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Disability Claims
The Standard Benefit Administrators: 1-800-426-4332

Your Healthcare Advocate

We have a dedicated Healthcare Advocate from Lacher who is ready to help you with:

  • Claims that you believe haven’t been properly paid

  • Questions regarding a bill sent by a doctor, dentist, lab or hospital

  • Further clarification on any insurance matters

  • Questions about your healthcare benefits

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Ryan DeBlass

Direct line: 267-498-0600
ryand@lacherinsurance.com

Fax: 215-723-8604

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