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Health Saving Account (HSA)

A Health Savings Account helps you set aside tax-advantaged money to pay for eligible healthcare expenses, including your deductible. ATOMIC's HSA is administered through HealthEquity and is available to eligible employees enrolled in the High Deductible medical plan.

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The money in your HSA is yours to keep. Unused funds roll over from year to year, so you can save for healthcare expenses now and in the future.

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How much can you contribute?

For 2027, the annual HSA contribution limits are:

  • Individual coverage: $4,500

  • Family coverage: $9,000

  • Age 55 or older: An additional $1,000 catch-up contribution

You can change your contribution amount at any time during the year.

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What can your HSA pay for?

Use your HSA funds to pay for eligible healthcare expenses. Click here to learn more. 

ATOMIC contributes annually:

  • $400 for employee-only coverage

  • $800 for employee + dependent coverage

Your Healthcare Advocate

We have a dedicated Healthcare Advocate from Lacher who is ready to help you with:

  • Claims that you believe haven’t been properly paid

  • Questions regarding a bill sent by a doctor, dentist, lab or hospital

  • Further clarification on any insurance matters

  • Questions about your healthcare benefits

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Ryan DeBlass

Direct line: 267-498-0600
ryand@lacherinsurance.com

Fax: 215-723-8604

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